<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"><channel><title><![CDATA[Muni Finance Guy]]></title><description><![CDATA[A podcast where I discuss anything and everything related to finance and economics with a special focus on municipal financing. <br/><br/><a href="https://blog.munifinanceguy.com?utm_medium=podcast">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/podcast</link><generator>Substack</generator><lastBuildDate>Tue, 30 Jun 2026 06:15:31 GMT</lastBuildDate><atom:link href="https://api.substack.com/feed/podcast/7879601.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Mark Moses]]></author><copyright><![CDATA[Mark Moses]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[munifinanceguy@substack.com]]></webMaster><itunes:new-feed-url>https://api.substack.com/feed/podcast/7879601.rss</itunes:new-feed-url><itunes:author>Mark Moses</itunes:author><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Mark Moses</itunes:name><itunes:email>munifinanceguy@substack.com</itunes:email></itunes:owner><itunes:explicit>No</itunes:explicit><itunes:category text="Government"/><itunes:category text="Business"><itunes:category text="Non-Profit"/></itunes:category><itunes:image href="https://substackcdn.com/feed/podcast/7879601/baae721b68fd55f77e936573095d07dd.jpg"/><item><title><![CDATA[The MuniFinanceGuy Podcast S01E10: Cities Always Seem To Be Broke]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is the 10th podcast on the MuniFinanceGuy Substack. Today I want to speak to you about why “Cities Always Seem To Be Broke”. Cities like Chicago, Los Angeles, New York have all had huge budget gaps that they are struggling to bridge. Elected officials adopt budgets, seem to declare success, even though the manner in which they have balanced budgets seems questionable. Why does this keep happening? What is the solution?</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e10</link><guid isPermaLink="false">substack:post:203506519</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Sat, 27 Jun 2026 02:02:11 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/203506519/173fc9a5ea0d6bd26876b74ad36d85d6.mp3" length="11414215" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>713</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/203506519/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E09: Wealthy Individuals and Corporations Fleeing Cities and States With Aggressive Tax Policies]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my ninth podcast on the MuniFinanceGuy Substack. Today I want to speak to you about “Wealthy Individuals and Corporations Fleeing Cities and States With Aggressive Tax Policies”. In California — tax and unfriendly business policies have pushed out companies like Tesla, Oracle, Chevron and X. Yet the states need these companies to give them the taxes to cover up their own self-inflicted fiscal crises. We are talking about 65 billion US dollars walking out of the door in Norway when a new law taxing high-income individuals was passed a couple of years ago. If you try to leave you are subjected to residency audits, where they track your cell phone usage, credit card swipes and even veterinary bills to check if for example, you are still living in a state like New York. The media is looking at this as a financial decision, but I think that framing misses a point. Listen to the podcast for more!</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e09</link><guid isPermaLink="false">substack:post:202638640</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Thu, 18 Jun 2026 21:06:15 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/202638640/84b8f2912aa41c6d192510958b715ef9.mp3" length="11522884" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>720</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/202638640/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E08: What's Really Happening With Our City Budgets?]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my eighth podcast on the MuniFinanceGuy Substack. Today I want to speak to you “What is Really Happening With City Budgets?” National debt keeps going up and it’s constantly spoken about on the news, but city debt keeps going up too and no one realizes that — because it’s dispersed across space, it’s not accounted for, and there is no tallying of deferred maintenance. We hear about pension obligations and bond issues but maintenance in some cities exceed those national obligations. What are the strategies for extinguishing such city debt?</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e08</link><guid isPermaLink="false">substack:post:199261977</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Wed, 27 May 2026 02:47:05 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/199261977/059e079a7bbc969542c532240bef12d3.mp3" length="12109699" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>757</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/199261977/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E07: Abundance — Practical Applications Of The Agenda]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my seventh podcast on the MuniFinanceGuy Substack. Today I want to speak to you for the second time about the “Abundance —  Practical Applications Of The Agenda”. Environmental concerns, NIMBY — there are many things stopping housing growth today that is quite obvious to everybody watching the situation. The Ezra Klein and Derek Thompson book has capitulated on a common anger of people — the lack of housing and has proposed an inversion of the causal order of prosperity.</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e07</link><guid isPermaLink="false">substack:post:197792924</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Fri, 15 May 2026 03:34:05 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/197792924/deb5b7f1a1c071d14d52b5440380a0a7.mp3" length="13670777" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>854</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/197792924/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E06: Abundance — You Can't Legislate It ]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my sixth podcast on the MuniFinanceGuy Substack. Today I want to speak to you about the “Abundance — You Can’t Legislate It”. Environmental concerns, NIMBY — there are many things stopping housing growth today that is quite obvious to everybody watching the situation. The Ezra Klein and Derek Thompson book has capitulated on a common anger of people — the lack of housing and has proposed an inversion of the causal order of prosperity. </p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e06</link><guid isPermaLink="false">substack:post:196065884</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Fri, 01 May 2026 01:47:45 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/196065884/5b3019872fcae99ba1c1fa4b05dde75d.mp3" length="13012073" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>813</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/196065884/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E05: Multibillion Dollar Fraud — Medicare, Childcare, Food and A Lot More]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my fifth podcast on the MuniFinanceGuy Substack. Today I want to speak to you about the “Multibillion Dollar Fraud in Medicare, Childcare, Food and a Lot More”</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p><p></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e05</link><guid isPermaLink="false">substack:post:194715058</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Mon, 20 Apr 2026 00:04:52 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/194715058/b8de8ee730a9171e347c3a27510c2540.mp3" length="11039733" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>690</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/194715058/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E04: Fee-Based Government Services — Taxes Are Not Enough]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my fourth podcast on the MuniFinancGuy Substack. Today I want to speak to you about how there are “Fee-Based Government Services — Taxes Are Not Enough”. I go into the past, present and future of how these government services will inevitably end up outside the purview of the tax-based government economy.</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e04</link><guid isPermaLink="false">substack:post:191728906</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Sun, 22 Mar 2026 04:22:32 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/191728906/25019e7d8fa7ce04e27570b6785fd9bc.mp3" length="13394923" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>837</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/191728906/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E03: Why I Wrote My Book 4 Years Ago]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my third podcast on the MuniFinancGuy Substack. Today I want to speak to you about the background behind writing my book “The Municipal Financial Crisis — A Framework for Understanding and Fixing Government Budgeting”</p><p>Read my book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e03</link><guid isPermaLink="false">substack:post:190075488</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Sun, 08 Mar 2026 03:06:05 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/190075488/cf03ce7190788a0dadf929ab5d85b1ed.mp3" length="17301588" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>1081</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/190075488/880035721da36c6080d1f00d1c5137d8.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E02: California Forever City Project — Part II]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my second podcast on the MuniFinancGuy Substack. I want to speak to you further about the California Forever City Project — a massive, billionaire-backed project aiming to build a new city in California — from the perspective of Municipal Financing.</p><p>I have also written a book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e02</link><guid isPermaLink="false">substack:post:188562048</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Fri, 20 Feb 2026 01:15:27 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/188562048/ad8d8f6793e65174927645cba793fb45.mp3" length="22629732" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>1414</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/188562048/880035721da36c6080d1f00d1c5137d8.jpg"/></item><item><title><![CDATA[The MuniFinanceGuy Podcast S01E01: California Forever City Project — Part I]]></title><description><![CDATA[<p>Hi, I’m Mark Moses and this is my first podcast on the MuniFinancGuy Substack. I decided to launch my podcast today on the 2nd of February because it’s the 120th birthday of Ayn Rand, who has been a big influence on my thinking. On this first podcast, I want to speak to you about the California Forever City Project — a massive, billionaire-backed project aiming to build a new city in California —  from a Municipal Financing perspective.</p><p>I have also written a book about <a target="_blank" href="https://munifinanceguy.com/">Municipal Financing</a> — you can find it on <a target="_blank" href="https://www.amazon.com/The-Municipal-Financial-Crisis_-A-Framework-for-Understanding-and-Fixing-Government-Budgeting/dp/303087835X/">Kindle and Amazon.</a></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://blog.munifinanceguy.com?utm_medium=podcast&#38;utm_campaign=CTA_1">blog.munifinanceguy.com</a>]]></description><link>https://blog.munifinanceguy.com/p/the-munifinanceguy-podcast-s01e01</link><guid isPermaLink="false">substack:post:186675185</guid><dc:creator><![CDATA[Mark Moses]]></dc:creator><pubDate>Mon, 02 Feb 2026 23:04:01 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/186675185/652c99790bf22bcb8483cf55e899b0af.mp3" length="14258467" type="audio/mpeg"/><itunes:author>Mark Moses</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>891</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/7879601/post/186675185/880035721da36c6080d1f00d1c5137d8.jpg"/></item></channel></rss>