<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"><channel><title><![CDATA[Debt by Natural Causes]]></title><description><![CDATA[Debt and institutions in naturopathic and acupuncture education. <br/><br/><a href="https://debtbynaturalcauses.substack.com?utm_medium=podcast">debtbynaturalcauses.substack.com</a>]]></description><link>https://debtbynaturalcauses.substack.com/podcast</link><generator>Substack</generator><lastBuildDate>Thu, 09 Apr 2026 01:44:38 GMT</lastBuildDate><atom:link href="https://api.substack.com/feed/podcast/6279990.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Ryan Hofer]]></author><copyright><![CDATA[Ryan Hofer]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[debtbynaturalcauses@substack.com]]></webMaster><itunes:new-feed-url>https://api.substack.com/feed/podcast/6279990.rss</itunes:new-feed-url><itunes:author>Ryan Hofer</itunes:author><itunes:subtitle>Debt and institutions in naturopathic and acupuncture education.</itunes:subtitle><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Ryan Hofer</itunes:name><itunes:email>debtbynaturalcauses@substack.com</itunes:email></itunes:owner><itunes:explicit>No</itunes:explicit><itunes:category text="Education"/><itunes:category text="Society &amp; Culture"/><itunes:image href="https://substackcdn.com/feed/podcast/6279990/f4b1cad63dbf883bd1a899372a2969cb.jpg"/><item><title><![CDATA[PIHMA Review at February 26 AZ Board Meeting]]></title><description><![CDATA[<p>The President of PIHMA, Catherine Niemiec, spoke at the February 26th meeting of the Arizona State Board for Private Postsecondary Education and <a target="_blank" href="https://ppse.az.gov/meetings">a recording of that meeting is available online</a> (the February 26, 2026 Minutes). I have edited out the unrelated beginning and end of the meeting for this podcast post. </p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/pihma-review-at-february-26-az-board</link><guid isPermaLink="false">substack:post:189795107</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Tue, 03 Mar 2026 19:20:12 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/189795107/0233aad8518789adebf6d2f09ffb66d3.mp3" length="78084833" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>4880</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/189795107/f4b1cad63dbf883bd1a899372a2969cb.jpg"/></item><item><title><![CDATA[Interview with Elizabeth Ropp]]></title><description><![CDATA[<p>I was fortunate to connect with Elizabeth Ropp, LAc, who recently posted <a target="_blank" href="https://pocacoop.com/a-modern-guide-to-state-acupuncture-laws/">A Modern Guide to State Acupuncture Laws</a>. We talked all about state regulations, and how professional organizations influence state regulations. The conversation left me feeling more hopeful about finding ways to improve how alternative medicine is situated in society. I hope you’ll enjoy listening to this conversation with such an experienced advocate for acupuncture!</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-elizabeth-ropp</link><guid isPermaLink="false">substack:post:189698695</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Mon, 02 Mar 2026 21:04:21 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/189698695/130db7da82dd5d4574a84a2430ef37eb.mp3" length="51705449" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>3232</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/189698695/f4b1cad63dbf883bd1a899372a2969cb.jpg"/></item><item><title><![CDATA[Interview with Elaine Wolf Komarow]]></title><description><![CDATA[<p>Interview with Elaine Wolf Komarow about tracking the longstanding fault lines in the Acupuncture profession.</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-elaine-wolf-komarow</link><guid isPermaLink="false">substack:post:187353833</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Mon, 09 Feb 2026 09:00:00 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/187353833/7cb2e465af2c2dd55eb8592d729d406c.mp3" length="74395617" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>4650</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/187353833/f4b1cad63dbf883bd1a899372a2969cb.jpg"/></item><item><title><![CDATA[Interview with Dr. Rebecca Groebner]]></title><description><![CDATA[<p>Interview with Dr. Rebecca Groebner about where acupuncture is at and where it could go.</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-dr-rebecca-groebner</link><guid isPermaLink="false">substack:post:187055446</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Sun, 08 Feb 2026 16:27:17 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/187055446/82b7d8c3f6cec06add46a0110ed21ce2.mp3" length="48112254" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>3007</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/187055446/f4b1cad63dbf883bd1a899372a2969cb.jpg"/></item><item><title><![CDATA[Here's the Problem (Video Explainer)!]]></title><description><![CDATA[<p>Debt by Natural Causes Video Update #1! Ryan explains the problem, the loan caps, the schools, and the Earnings Test. Follow the stack for all the latest updates on debt and education in acupuncture and naturopathic medicine!</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/video-update-1</link><guid isPermaLink="false">substack:post:184168821</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Tue, 13 Jan 2026 09:01:00 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/184168821/b06ad45363c41a2d9d61070b41b4a866.mp3" length="18466732" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>1154</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/184168821/f4b1cad63dbf883bd1a899372a2969cb.jpg"/><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Interview with President of Yo San University]]></title><description><![CDATA[<p>Interview with Dr. Robert Hoffman, President of Yo San University in Los Angeles, CA.</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-president-of-yo-san</link><guid isPermaLink="false">substack:post:182655548</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Sat, 10 Jan 2026 09:01:00 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/182655548/41dfa6f188967d66c4fad56b47d74942.mp3" length="73922916" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>4620</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/182655548/f4b1cad63dbf883bd1a899372a2969cb.jpg"/><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode></item><item><title><![CDATA[Interview with Maddie Foley ]]></title><description><![CDATA[<p>I had a wonderful time speaking with Doctor Maddie Foley, former student representative to the OCOM Board in the years leading up to the school’s closure.</p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-maddie-foley</link><guid isPermaLink="false">substack:post:176976342</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Fri, 24 Oct 2025 01:34:16 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/176976342/d928d7d786c081e1f238c4f7b4faeb59.mp3" length="32628538" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>2039</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/176976342/f4b1cad63dbf883bd1a899372a2969cb.jpg"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode></item><item><title><![CDATA[Interview with 2003 OCOM Graduate]]></title><description><![CDATA[<p>I am pleased to present an interview with Barbara Solomon, who graduated from OCOM in 2003. I really enjoyed speaking with Barbara and learning about her experience with acupuncture education, debt, and professional work. It’s very informative to see how today’s themes in acupuncture were present 20 years ago. If you would like to sit for an interview, please message me!</p><p><p>Thanks for reading Debt by Natural Causes! Subscribe for free to receive new posts and support my work.</p></p><p></p> <br/><br/>Get full access to Debt by Natural Causes at <a href="https://debtbynaturalcauses.substack.com/subscribe?utm_medium=podcast&#38;utm_campaign=CTA_4">debtbynaturalcauses.substack.com/subscribe</a>]]></description><link>https://debtbynaturalcauses.substack.com/p/interview-with-2003-ocom-graduate</link><guid isPermaLink="false">substack:post:176266795</guid><dc:creator><![CDATA[Ryan Hofer]]></dc:creator><pubDate>Wed, 15 Oct 2025 19:53:28 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/176266795/6c097de1e59c0193dd0f70646c1b6f2d.mp3" length="39482730" type="audio/mpeg"/><itunes:author>Ryan Hofer</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>2468</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/6279990/post/176266795/f4b1cad63dbf883bd1a899372a2969cb.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item></channel></rss>