<![CDATA[The Success Blueprint Podcast]]>
reforgedhq.substack.com]]>https://reforgedhq.substack.com/podcastSubstackSun, 31 May 2026 23:32:16 GMThttps://api.substack.com/feed/podcast/5970000.rssCharming IhekoronyeA podcast and blog sharing unfiltered lessons on mindset, money, and leadership for building freedom that lasts.episodicCharming Ihekoronyereforgedhq@substack.comNo<![CDATA[Why Patient People Fail (And Impatient People Burn Out)]]>In Chapter 4 of The Integrity Formula, Charming Ihekoronye breaks down the difference between strategic patience and complacency, the most common patience-allocation mistake every part-time entrepreneur makes, and the leverage paradox waiting for every founder who builds enough scale to escape doing all the work themselves. He opens with a Marines bomb-builder story where a saying called "complacency kills" runs the standard for life-and-death precision work. He then walks through the patience misallocation that drives most founder burnout: patient with mediocre execution, impatient with system development that needs real time to mature. The chapter ends with The Permission Framework for handling goals you're ahead on or behind on, plus a Complacency Test that separates strategic patience from the patience costume complacency wears.

The free Companion Workbook walks you through the patience-allocation diagnostic, the leverage hierarchy assessment, and The Permission Framework worksheets. Grab it at http://readcharming.com/#workbook. The full book is on Amazon and as a direct PDF at https://readcharming.com/. And if you want just Chapter 4, free, DM Charming on any platform with the words "Chapter 4" and he'll send you the PDF directly.



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/why-patient-people-fail-and-impatientsubstack:post:196437607Mon, 04 May 2026 16:37:57 GMTCharming IhekoronyeNo224535full<![CDATA[Most People Don't Have Principles. They Have Preferences.]]>In Chapter 11 of The Integrity Formula, Charming Ihekoronye walks through the difference between principles and preferences, and why most founders don't actually have either of the two even though they think they do. He opens with a combat scenario, builds through Coach JV's $700K family-first decision, and runs a stress test on the kind of "principles" that fold the moment they cost you something. The chapter ends with the question every business owner should sit with: in the last six months, what's a decision you made where the right call would have cost you money, time, a relationship, or a deal, and did you make it anyway?

The free Companion Workbook walks you through the principle-discovery exercise, the stress test, and the opposite-naming protocol that makes principles actually hold under load. Grab it at https://readcharming.com/#workbook. The full book is on Amazon and as a direct PDF at https://readcharming.com/books/theintegrityformula/. And if you want just Chapter 11, free, DM Charming on any platform with the words "Chapter 11" and he'll send you the PDF directly.



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/most-people-dont-have-principlessubstack:post:195574812Mon, 27 Apr 2026 13:00:00 GMTCharming IhekoronyeNo205334full<![CDATA[Selling With Intentions: The Five Stages That Turn Sales From a Pitch Into a Partnership]]>reforgedhq.substack.com/subscribe

The book is live today. In this launch-day episode of Behind The Words, Charming walks through Chapter 16 of The Integrity Formula: the five stages of intention-driven sales. Prospecting, qualifying, discovery, presenting, and closing. Each stage changes completely when you work from clear intentions instead of mechanical steps. He breaks down the four-quadrant question framework that transforms discovery, explains why presenting yourself matters more than presenting your business, and shows how closing becomes partnership formalization once the first four stages are done right.

He also opens the episode with a short detour on why shoulding on yourself and letting other people should on you is the hidden drain most entrepreneurs never name. Get The Integrity Formula on Amazon or Barnes and Noble today. The free 130-page companion workbook is at theintegrityformula.com/workbook.

]]>https://reforgedhq.substack.com/p/selling-with-intentionssubstack:post:194748849Mon, 20 Apr 2026 13:00:00 GMTCharming IhekoronyeNo28933full<![CDATA[Making Your Intentions Your Pitch]]>reforgedhq.substack.com

In this episode, Charming walks through Chapter 16 of The Integrity Formula using the story of Marcus, a wellness-tech founder who was broke and failing every sales conversation he entered. The breakthrough came when Marcus admitted the real reason he built his software: a grandmother with diabetes and no access to fresh food, an uncle with nowhere to turn for mental health support, and a community that raised him. Charming breaks down the guilt mechanism that sabotages most sales conversations, the myth of the sliding scale of money (spoiler: the flow of money is infinite), and the reframe that changes everything. Your product is not the reason, it's the vehicle for your intention.

You'll also get the Offer Ladder framework for diversifying variable income, the Win Stacking principle that built Marcus's referral base within four months, and a teaser of the five stages of intention-driven sales (the full breakdown is in Chapter 16). Download the free companion workbook at theintegrityformula.com/workbook. The Integrity Formula drops April 20.

]]>https://reforgedhq.substack.com/p/making-your-intentions-your-pitchsubstack:post:194007018Mon, 13 Apr 2026 13:03:55 GMTCharming IhekoronyeNo29832full<![CDATA[The Feeling You Had at Seven Is Still Running Your Business]]>The emotions you feel right now aren't new. They're old feelings replaying at their original intensity, and they're running your business decisions whether you know it or not. In this episode of Behind The Words, I read from Chapter 17 of The Integrity Formula and break down why Frozen 2 taught me more about entrepreneurship than most business books. We cover emotional contagion in sales, the difference between over-emoting and overreacting, and why naming your emotional origin is the single most powerful move you can make as a leader.

Grab the free companion workbook at theintegrityformula.com/workbook. The book drops April 20.



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/how-to-cultivate-presence-insightssubstack:post:193374929Mon, 06 Apr 2026 19:00:00 GMTCharming IhekoronyeNo209131<![CDATA[WHY MOST PEOPLE SHOULDN'T START A BUSINESS (AND WHY THEY WILL FAIL)]]>In this conversation, Charming Ihekoronye discusses the realities of entrepreneurship, emphasizing that many people are not cut out for starting a business due to the significant sacrifices and challenges involved. He outlines the definition of entrepreneurship, the importance of understanding risks, and the necessity of building a team. The conversation also touches on the economic impact of entrepreneurship, common misconceptions, and the reasons why many fail before they even begin. Ultimately, he provides insights into the traits that successful entrepreneurs possess and the price one must pay to start a business.

Watch video episode on YouTube here: The Truth About Entrepreneurship: Should You Start A Business?


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/why-most-people-shouldnt-start-a-28885af3b9f-4e1f-4337-882d-600220b5c1c1Mon, 11 Aug 2025 15:20:18 GMTCharming IhekoronyeNo4300223full<![CDATA[WHY MUSICIANS MAKE THE BEST ENTREPRENEURS]]>In this conversation, Charming Ihekoronye reflects on his journey as a musician, discussing the challenges and triumphs he faced while mastering the French horn and transitioning to orchestral music. He emphasizes the importance of commitment, accountability, and the mindset required for success. Through personal anecdotes, he illustrates how musicians are uniquely positioned to understand and achieve success in various fields, drawing parallels between music and personal growth. The discussion culminates in the introduction of the five blueprints of success, which serve as a framework for achieving mastery in any endeavor.

Watch video episode on YouTube here: Study Musicians' Secrets to Success


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


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This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/why-musicians-make-the-best-entrepreneurs-89cd8b667b2-ea05-454c-93b6-1d6e4c33b78fFri, 08 Aug 2025 15:20:00 GMTCharming IhekoronyeNo5723222full<![CDATA[HOW TO ACTUALLY UNDERSTAND RETIREMENT ACCOUNTS]]>In this conversation, Charming Ihekoronye discusses the intricacies of retirement planning, focusing on the importance of diversification, understanding the investment pyramid, and the various types of retirement accounts. He introduces the Laser Fund test as a method to evaluate the liquidity, safety, rate of return, and tax implications of different accounts. The conversation emphasizes the need for a balanced approach to investments and the significance of planning for a tax-free retirement.

Watch video episode on YouTube here: Build Your Retirement Accounts PROPERLY


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Affiliate Links:

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⁠⁠Free Business Credit Consult⁠⁠

⁠⁠Free Debt & Interest Planning⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/how-to-actually-understand-retirement-28cde5262c6-1828-414a-83ee-5d100925d48bMon, 04 Aug 2025 16:25:43 GMTCharming IhekoronyeNo3217221full<![CDATA[WHY YOU NEED HIGH YIELD SAVINGS ACCOUNTS FOR EMERGENCY FUNDS IN 2025]]>In this conversation, Charming Ihekoronye discusses the importance of emergency funds, how to build them, and the impact of inflation on savings. He emphasizes the need for at least three months of emergency funds and explains the benefits of high-yield savings accounts as a way to combat inflation. The discussion also covers how to choose the right savings account and the importance of liquidity and safety in financial planning. The conversation concludes with a preview of the next episode focusing on investment strategies.

Watch video episode on YouTube here: Beat Inflation with A High Yield Savings Account


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠Free Business Credit Consult⁠

⁠Free Debt & Interest Planning⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/why-you-need-high-yield-savings-accounts-5d55359b0ce-d078-40a2-bfce-4a9f91d3827cMon, 28 Jul 2025 15:43:41 GMTCharming IhekoronyeNo3466220full<![CDATA[HOW TO FINALLY GET AHEAD OF DEBT IN 2025]]>In this episode, Charming Ihekoronye discusses the importance of debt management and reduction strategies. He emphasizes the need for proper cash flow and budgeting to effectively manage debt. The conversation covers various debt strategies, including debt consolidation, credit counseling, and debt settlement options. Ihekoronye also highlights the significance of balancing debt repayment with building emergency funds. Throughout the episode, he provides practical advice and resources for listeners to improve their financial situations and achieve long-term financial stability.

⁠⁠Free Debt & Interest Planning⁠⁠ - Referrer = "Charming" & Company = "RFF"

Watch video episode on YouTube here: Build A Lasting Debt-Free Future


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠Free Business Credit Consult⁠


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/how-to-finally-get-ahead-of-debt-228bdf5a0d5-bfb7-48c9-b230-d240748b7f10Fri, 25 Jul 2025 15:35:00 GMTCharming IhekoronyeNo3592219full<![CDATA[THE DRAWBACKS AND BEST STRATEGIES FOR LIFE INSURANCE]]>In this conversation, Charming Ihekoronye discusses the essential components of a solid financial foundation, focusing on the role of insurance. The discussion covers various types of insurance, including whole life, term, and universal life insurance, along with their benefits and drawbacks. Ihekoronye emphasizes the importance of understanding living benefits and strategic use of insurance to enhance financial security. The conversation concludes with a preview of upcoming topics related to debt management and financial planning.

Watch video episode on YouTube: All About Insurance


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Affiliate Links:

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⁠⁠⁠⁠⁠⁠Free Business Credit Consult⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-drawbacks-and-best-strategies-b9a6f1ed8fd-333d-4e60-b7e4-3f724ea00cd2Wed, 23 Jul 2025 15:34:00 GMTCharming IhekoronyeNo3371218full<![CDATA[THE BENEFITS OF LIFE INSURANCE AND WHERE TO START]]>In this episode, Charming Ihekoronye discusses the foundational aspects of financial planning, focusing on the importance of life insurance as a key component of wealth building. He emphasizes the necessity of protection in the financial foundation pyramid and explores the different types of life insurance, including whole life and term insurance, while highlighting their benefits and drawbacks. The conversation aims to educate listeners on how to effectively use insurance as a tool for financial security and legacy building.


Watch video episode on YouTube ⁠⁠⁠⁠here⁠⁠⁠⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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⁠⁠⁠⁠⁠Free Business Credit Consult⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠⁠




This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-benefits-of-life-insurance-and-61cecc8b918-6fed-4d06-b9ac-d48b40d153a6Mon, 21 Jul 2025 16:23:27 GMTCharming IhekoronyeNo3184217full<![CDATA[THE WEALTH FORMULA EXPLAINED]]>In this conversation, Charming Ihekoronye discusses the importance of financial education, emphasizing that wealth is not merely defined by the amount of money one has. He introduces the wealth formula, which includes factors such as money, time, rate of return, inflation, and taxes. The discussion also covers the significance of liquidity, safety, and rate of return in financial accounts, and how to calculate one's wealth number for effective retirement planning.


Watch video episode on YouTube ⁠⁠⁠⁠here⁠⁠⁠⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Affiliate Links:

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⁠⁠⁠⁠⁠Free Business Credit Consult⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠⁠




This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-wealth-formula-explained-4663b02c969-8627-404c-98df-953303082eadFri, 18 Jul 2025 15:28:00 GMTCharming IhekoronyeNo2984216full<![CDATA[THE THREE TAX BUCKETS: WHICH ONE BUILD WEALTH]]>Summary


In this episode, Charming Ihekoronye discusses the critical role of taxes in financial literacy and retirement planning. He emphasizes the importance of understanding different tax buckets—taxable, tax-deferred, and tax-advantaged—and how they impact long-term financial strategies. The conversation also covers strategies for achieving a tax-free retirement, including the significance of planning ahead and making informed decisions about where to allocate funds. Real-life examples illustrate the potential benefits of effective tax planning, highlighting the importance of keeping as much money as possible for personal wealth.



Watch video episode on YouTube ⁠⁠⁠here⁠⁠⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠Free Business Credit Consult⁠⁠⁠⁠

⁠⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-three-tax-buckets-which-one-build-b6f4f920938-1e19-47fc-a55e-d753d971bc7dWed, 16 Jul 2025 15:28:00 GMTCharming IhekoronyeNo3230215full<![CDATA[THE FINANCIAL FOUNDATION PYRAMID YOU NEED TO FOLLOW]]>In this conversation, Charming Ihekoronye discusses the importance of financial literacy, emphasizing the need for proper money management skills and the understanding of the financial pyramid. He highlights the significance of setting SMART financial goals and the foundational elements of financial stability, including protection, debt management, and emergency funds. The discussion also covers the necessity of diversifying accounts and the risks of investing without a solid financial foundation. Ultimately, the conversation serves as a guide for listeners to take control of their financial futures through education and proactive planning.

Watch video episode on YouTube ⁠⁠here⁠⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

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⁠⁠⁠Free Business Credit Consult⁠⁠⁠

⁠⁠⁠Free Debt & Interest Planning⁠⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-financial-foundation-pyramid-ba24773e0fe-8d51-4fc5-8286-82b7d0e427e1Mon, 14 Jul 2025 15:28:00 GMTCharming IhekoronyeNo3115214full<![CDATA[MORE FINANCIAL LITERACY YOU SHOULD HAVE BEEN TAUGHT]]>In this episode, Charming discusses the critical importance of financial literacy, addressing the alarming statistics of illiteracy in America and the lack of financial education in schools. He emphasizes the need for individuals to take charge of their financial education and provides insights into basic principles of wealth building, including understanding interest rates, the differences between debt and growth, and the importance of having a solid emergency fund. The conversation also covers various types of accounts for wealth growth, including fixed, variable, and indexed accounts, and the significance of planning for both the accumulation and distribution phases of financial management.



Watch video episode on YouTube ⁠here⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠Free Business Credit Consult⁠⁠

⁠⁠Free Debt & Interest Planning⁠⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠




This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/more-financial-literacy-you-should-9b6f0897369-5710-4c9d-af09-1cb6197f3a94Fri, 11 Jul 2025 14:29:00 GMTCharming IhekoronyeNo2447213full<![CDATA[THE FINANCIAL LITERACY YOU WERE NOT TAUGHT]]>In this episode, Charming Ihekoronye discusses the importance of financial literacy and the misconceptions surrounding it. He emphasizes that schools often fail to teach essential financial skills, leaving individuals to navigate their financial journeys without proper guidance. The conversation covers basic principles of money management, including how money grows, the difference between simple and compound interest, and the significance of understanding interest rates. Ihekoronye also introduces the Rule of 72 as a tool for calculating how quickly money can double based on interest rates. He concludes by discussing different types of accounts—fixed, variable, and indexed—and their roles in wealth building and retirement planning.

Watch video episode on YouTube here


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠Free Business Credit Consult⁠

⁠Free Debt & Interest Planning⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-financial-literacy-you-were-not-5f32c0e0204-b1bf-4850-a517-2de9840cc474Wed, 09 Jul 2025 15:53:12 GMTCharming IhekoronyeNo3235212full<![CDATA[THE INVESTMENT PARADOX: TURNING EXCUSES TO ACTION]]>In this conversation, I discuss the critical role of financial literacy and the impact of excuses on personal and financial success. I emphasize the need to transform excuses into actionable steps and introduce the concept of the 'investment paradox'—the idea that to gain something valuable, one must first sacrifice something of equal or greater value. Through practical examples and strategies, I encourage listeners to take ownership of their financial education and to actively work towards their goals by confronting their excuses.


Watch video episode on YouTube here: ⁠Turn your excuses into action⁠


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Free Business Credit Consult

Free Debt & Interest Planning - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-investment-paradox-turning-excuses-58cf251d008-971e-446a-b388-337f8e1f96c6Mon, 07 Jul 2025 14:21:00 GMTCharming IhekoronyeNo3342211full<![CDATA[THE 7 STAGES OF NEW]]>In this conversation, Charming Ihekoronye discusses the pervasive excuse culture surrounding the notion of being 'new' in various endeavors, particularly in entrepreneurship. He emphasizes that individuals often use the excuse of being new to justify mediocrity and inaction. Through a series of personal anecdotes and insights, he outlines the importance of recognizing past experiences and skills that can be leveraged in new situations. The discussion culminates in the introduction of the 'Seven Stages of New,' a framework that helps individuals navigate their journey from being a beginner to achieving mastery, while also addressing the inevitable challenges and plateaus that arise along the way.

Watch video episode on YouTube here: ⁠⁠Stop Saying You're New!


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-7-stages-of-new-youre-not-new-07e9480d472-b68f-499a-8762-e341c2eed8e4Mon, 30 Jun 2025 18:12:01 GMTCharming IhekoronyeNo3304210full<![CDATA[THE FIRST $1K: WHAT EVERY ENTREPRENEUR/SALESMAN GETS WRONG]]>In this conversation, Charming Ihekoronye discusses the challenges of making the first profit in business, emphasizing the importance of mindset, trust, and problem-solving. He argues that many entrepreneurs complicate their journey by focusing too much on aesthetics rather than taking action. The discussion covers the significance of clarity in messaging, the necessity of sales skills, and the power of referrals in achieving success. Ultimately, he stresses that the first $1,000 earned is a test of one's ability to earn trust and solve problems, rather than a template for future earnings.

Watch video episode on YouTube here: ⁠⁠Unlocking Your First Profit: The ULTIMATE Guide


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-first-1k-what-every-entrepreneursalesman-42d72ec923b-0fd7-49fb-ad1e-df0680760447Fri, 27 Jun 2025 14:39:52 GMTCharming IhekoronyeNo396429full<![CDATA[10 MINDSET CHANGES YOU NEED FOR FINANCIAL SUCCESS]]>reforgedhq.substack.com

In this engaging conversation, Charming Ihekoronye and Stian Jones explore the critical themes of financial mindsets, personal responsibility, and the importance of seeking help in financial planning. Stian shares his unique journey from Norway to becoming a financial professional, emphasizing the lessons learned from his military background and the significance of leadership. They discuss the dangers of relying on government-controlled retirement plans, the importance of understanding pensions, and the need for proactive financial planning. The conversation highlights various mindset shifts necessary for achieving financial success, including the importance of vulnerability, planning for future expenses, and recognizing opportunities instead of obstacles. Ultimately, they encourage listeners to take action now, regardless of their current financial situation, to pave the way for a more secure future.

Watch video episode on YouTube here: ⁠⁠Are You Too Broke or Rich For Financial Planning?


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Spotify ⁠

]]>https://reforgedhq.substack.com/p/10-mindset-changes-you-need-for-financial-f6ff7d48e8e-8ec0-45d0-bbe8-8c2a8f189ec1Thu, 26 Jun 2025 01:30:12 GMTCharming IhekoronyeNo346628full<![CDATA[ESCAPE THE POVERTY TAX; THE ENTREPRENEUR'S WAY OUT]]>In this conversation, I discuss the concept of the 'poverty tax' and how it affects individuals' mindsets and opportunities. I also explore the allegory of the cave to illustrate how poverty can limit one's perception of wealth and opportunities. The discussion emphasizes the importance of education as a smart risk, the missed opportunities that come with poverty, and the advantages of wealth. By the end, I also highlight the entrepreneurial escape route from poverty, focusing on the significance of 1099 income and tax strategies for achieving financial freedom.


Watch video episode on YouTube here: ⁠⁠Escape Poverty Tax


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/escape-the-poverty-tax-the-entrepreneurs-28544f6a11c-4fce-4e6b-84b9-642e8f519ad6Tue, 24 Jun 2025 01:36:00 GMTCharming IhekoronyeNo338227full<![CDATA[THE MILLION DOLLARS YOU MISSED WITHOUT REALIZING IT]]>You’ve probably made more money than you think. Over your lifetime, you may have earned $500K, $800K… even over $1 million. So why does it still feel like you’re starting from scratch?In this podcast episode, Charming Ihekoronye discusses the importance of financial planning and the concept of long-term thinking in wealth accumulation. He emphasizes that many individuals fail to recognize their financial potential and often miss opportunities due to short-term thinking. By breaking down expenses and income, he illustrates how individuals can better manage their finances and plan for a prosperous future. The episode also highlights the significance of understanding the cost of missed opportunities and the necessity of developing money management skills to achieve financial success.If you’ve ever wondered where all your hard-earned money went… this episode will show you.

Book Your Own Free Consultation for Corporate Credit Assistance Here → ⁠⁠https://primepartner.info/4iOAzxy⁠⁠


Watch video episode on YouTube here: ⁠⁠$1 Million and NOTHING


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠www.reforgedhq.com⁠⁠⁠

⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-million-dollars-you-missed-without-e3bd688f3da-813e-4078-9d67-cfa3c6f8cb74Fri, 20 Jun 2025 14:25:07 GMTCharming IhekoronyeNo290326full<![CDATA[4 WEALTH CONSCIOUSNESS SHIFTS TO TRANSFORM YOUR MONEY MINDSET]]>In this conversation, Charming Ihekoronye discusses the importance of mindset in achieving wealth and financial success. He emphasizes that true wealth is not just about hard work or income, but about developing a wealth-conscious mindset. He shares his personal journey of transforming his money blueprint, the significance of creating one's own reality, and the differences between focusing on net worth versus working income. Additionally, he highlights the importance of valuing oneself and thinking big to achieve lasting success.

Book Your Own Free Consultation for Corporate Credit Assistance Here → ⁠https://primepartner.info/4iOAzxy⁠


Watch video episode on YouTube here: ⁠⁠Big Thinking... Living Small


Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠www.reforgedhq.com⁠⁠

⁠⁠⁠⁠LinkTree⁠⁠⁠⁠ | ⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠ | ⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠

Visit Me On:⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ | ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ | ⁠⁠⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/4-wealth-consciousness-shifts-to-fde4b4d3c71-1aa2-4219-9da2-750b9bc8b535Wed, 18 Jun 2025 14:41:51 GMTCharming IhekoronyeNo343125full<![CDATA[THE POWER OF CREDIT: PERSONAL, BUSINESS, AND CORPORATE]]>In this conversation, Charming Ihekoronye discusses the misconceptions surrounding credit and emphasizes the importance of understanding the different types of credit: personal, business, and corporate. He explains how wealthy individuals leverage credit as a financial tool rather than viewing it as a burden. The discussion covers strategies for building credit, the significance of interest rates, and the five W's of credit management. Ultimately, the conversation aims to educate listeners on how to effectively use credit to build wealth and achieve financial freedom.


Book Your Own Free Consultation for Corporate Credit Assistance Here → https://primepartner.info/4iOAzxy

Watch video episode on YouTube here: ⁠⁠You're Using Credit Wrong

Charming Ihekoronye

Email: charming@rffinance.org

Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.reforgedhq.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Financial Consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Affiliate Links:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WizeFi Personal Finance App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠Free Business Credit Consult⁠

⁠Free Debt & Interest Planning⁠ - Referrer = "Charming" & Company = "RFF"


Visit Me On:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-power-of-credit-personal-business-8094936f679-871f-4404-8692-7938c041225eWed, 18 Jun 2025 14:34:07 GMTCharming IhekoronyeNo335024full<![CDATA[MOTIVATION RUINS YOUR LIFE, USE RESPONSIBILITY INSTEAD]]>In this conversation, I explore the concept of motivation, arguing that it is often a misleading and fragile force in our lives. I emphasize the importance of responsibility over motivation, sharing personal experiences from his time as a drill instructor in the military. I introduce the idea of mental contracts as a way to hold oneself accountable and discusses the need to structure one's day like a job to ensure productivity. I also present the motivational pyramid, which categorizes different types of motivation and their effectiveness. Ultimately, I encourage listeners to focus on their responsibilities and intentions to achieve lasting success.


Watch video episode on YouTube here: ⁠⁠Become Ruthlessly Responsible


Charming Ihekoronye

Email: charming@rffinance.org

Website: www.reforgedhq.com

⁠⁠LinkTree⁠⁠ | ⁠⁠Free Financial Consultation⁠⁠ | ⁠⁠WizeFi Personal Finance App⁠⁠

Visit Me On:⁠⁠LinkedIn⁠⁠ | ⁠⁠TikTok⁠⁠ | ⁠⁠Spotify ⁠



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/motivation-ruins-your-life-use-responsibility-33d026d3995-585c-46bd-a9ca-9d10a175689cSun, 15 Jun 2025 03:15:30 GMTCharming IhekoronyeNo325923full<![CDATA[THE HIDDEN POVERTY TAX]]>In this conversation, I talk about the concept of 'poverty tax,' exploring the hidden costs associated with being poor. I also discuss how financial constraints limit opportunities and perpetuate a cycle of poverty, emphasizing the importance of recognizing and leveraging available opportunities. Through personal anecdotes and philosophical insights, I illustrate the psychological barriers that keep individuals trapped in poverty and advocates for financial literacy and empowerment as a means to break free from these constraints.


Watch video episode on YouTube here: ⁠The Real Cost of Being Poor


Charming Ihekoronye

Email: charming@rffinance.org

Website: www.reforgedhq.com

⁠LinkTree⁠ | ⁠Free Financial Consultation⁠ | ⁠WizeFi Personal Finance App⁠

Visit Me On:⁠LinkedIn⁠ | ⁠TikTok⁠ | ⁠Spotify



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/the-hidden-poverty-tax-98984799c45-9ec3-43a3-a6e9-abf8322ef159Wed, 11 Jun 2025 23:07:55 GMTCharming IhekoronyeNo295122full<![CDATA[BREAKING THE CYCLE OF FINANCIAL STRUGGLE]]>In this episode of the Success Blueprint Podcast, Charming Ihekoronye discusses the reasons why many people remain financially broke despite their income levels. He emphasizes the importance of mindset, budgeting, understanding inflation, and utilizing debt strategically. The conversation encourages listeners to take actionable steps towards financial literacy and wealth building, debunking common myths that hinder financial success.



This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>https://reforgedhq.substack.com/p/breaking-the-cycle-of-financial-struggle-8c92ca81856-a720-4108-b7a1-1ca360134e88Tue, 10 Jun 2025 13:24:14 GMTCharming IhekoronyeNo296521full<![CDATA[STRATEGIES TO HELP INTROVERTS SUCCEED IN THE WORKPLACE]]>
  • Learn to speak extrovert by understanding their communication style and focusing on short, clear messages.

  • Manage your energy by scheduling breaks and evaluating your energy needs before committing to social interactions.

  • Use gentle persuasion by asking open-ended questions and influencing others through thoughtful and well-prepared ideas.

  • Build trust by being consistent, reliable, and empathetic, and by actively listening and following through on commitments.


    • Watch video episode on YouTube here: ⁠https://youtu.be/cUpX8Twrff0


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠⁠⁠⁠⁠⁠⁠https://my.wizefi.com/go/0077252⁠⁠⁠⁠⁠⁠⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/strategies-to-help-introverts-succeed-d1070ab1e7e-8eed-4a8b-8863-015638d317eeMon, 08 Jul 2024 14:00:00 GMTCharming IhekoronyeNo1499    <![CDATA[INTROVERTS GUIDE TO SURVIVING EXTROVERTED WORKPLACES]]>
  • Introverts recharge their energy through solitude, and it is important to understand and respect their need for alone time.

  • Introverts excel in deep listening, strategic thinking, and attention to detail, and these strengths should be leveraged in the workplace.

  • In meetings, introverts are most energized at the start and should contribute their best thoughts and ideas early on.

  • Introverts build strong relationships through one-on-one and small group connections, and should focus on creating meaningful connections rather than superficial ones.

  • Introverts can be effective leaders by leading by example, creating inclusive environments, and providing valuable feedback.

  • Introverts should replace negative self-talk with positive affirmations and celebrate their achievements, no matter how small.

  • Introverts can tap into their unique temperament and skills to find simple solutions and focus on competence rather than worrying about others' opinions.


    • Watch video episode on YouTube here: https://youtu.be/h8vh4mxzen0


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠⁠⁠⁠⁠


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    TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/introverts-guide-to-surviving-extroverted-5a8f2128b15-6027-44e1-aded-b31e45355f6fTue, 02 Jul 2024 00:22:02 GMTCharming IhekoronyeNo1593    <![CDATA[THE 5-STEP BLUEPRINT FOR SUCCESS & HUGE GROWTH]]>
  • Success requires a structured approach and careful planning.

  • Accountability and goal setting are crucial for staying on track and achieving goals.

  • Financial literacy and wealth building are key components of success.

  • Finding mentors and developing leadership skills are important for personal growth.

  • Taking ownership of one's own success and embracing an entrepreneurial mindset are essential.

  • Continuous learning and adaptability are necessary for achieving success.


    • Watch video episode on YouTube here: https://youtu.be/3GHKD8s1bpU?si=R2aetC0niKyo45LB


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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    TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/the-5-step-blueprint-for-success-8e861b9ea38-82e8-4b50-a75b-0e3c8c4ef85fSun, 23 Jun 2024 19:10:00 GMTCharming IhekoronyeNo1115    <![CDATA[Black Excellence Blueprint To Success | Special Juneteenth Episode]]>Takeaways





    • Understand and value your own worth and potential

    • Break free from limited opportunities and low expectations

    • Build wealth and assets, take control of your time and income

    • Uplift and support successful individuals within the black community

    • Embrace discomfort and step out of your comfort zone to achieve true freedom and success




    Watch video episode on YouTube here: ⁠⁠https://www.youtube.com/watch?v=T_Q4EPDRJw0


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠⁠⁠⁠https://my.wizefi.com/go/0077252⁠⁠⁠⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/black-excellence-blueprint-to-success-00f0619ef5a-c1ed-482a-92fa-de72be552ac5Wed, 19 Jun 2024 14:48:00 GMTCharming IhekoronyeNo2631    <![CDATA[HOW TO SUSTAIN SUCCESS AS A LEADER]]>Takeaways





    • Motivation is important, but it can come and go. Responsibility is a constant driving force that keeps you pushing forward.

    • There are three types of people you lead: yourself, others, and leaders.

    • Having a perspective shift from motivation to responsibility is crucial for long-term success.

    • Find your motivation and establish a sense of responsibility to achieve your goals.




    Watch video episode on YouTube here: ⁠https://www.youtube.com/live/PDKFDAGwK8M?si=fLqnjC5aeGZn2hDV


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠⁠⁠https://my.wizefi.com/go/0077252⁠⁠⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/how-to-sustain-success-as-a-leader-1c2c2c8579d-3696-445b-bc7c-e85d24c2decaTue, 18 Jun 2024 16:32:55 GMTCharming IhekoronyeNo2999    <![CDATA[3 BIG CONCERNS FOR HIGH YIELD SAVINGS ACCOUNTS]]>Takeaways





    • High-yield savings accounts offer higher interest rates and better returns compared to regular savings accounts.

    • Factors to consider when choosing a high-yield savings account include fees, rates of return, and accessibility.

    • Resources like Bankrate.com can provide information and tools to research and compare high-yield savings accounts.

    • It is important to have a customized financial plan and seek advice from experienced professionals.




    Watch video episode on YouTube here: https://youtu.be/p6OCqpbRy2o


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠⁠https://my.wizefi.com/go/0077252⁠⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/3-big-concerns-for-high-yield-savings-98ac94d7b3d-84af-4133-9d22-a9e9c665733bTue, 11 Jun 2024 14:37:53 GMTCharming IhekoronyeNo2568    <![CDATA[3 METHODS FOR DIVERSIFYING YOUR INCOME]]>Takeaways





    • Income diversification is important for financial success and involves allocating income towards different areas such as savings, debt, investing, and living expenses.

    • There are three methods for income diversification: traditional diversification, the 50-30-20 method, and the wealth method.

    • Proper income diversification can help reduce tax liability and increase wealth by taking advantage of tax deductions and strategic investments.

    • It is important to prioritize savings and debt repayment, as well as consider charitable giving and investing for long-term financial goals.

    • By properly diversifying income, individuals can achieve a higher return on life and set themselves up for financial success.




    Watch video episode on YouTube here: ⁠⁠https://youtube.com/live/eBZSHUISSKc?feature=share


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠https://my.wizefi.com/go/0077252⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/3-methods-for-diversifying-your-income-e7b27020abb-0aee-454c-84da-5e2062f16668Sat, 08 Jun 2024 16:46:15 GMTCharming IhekoronyeNo2275    <![CDATA[11 PRINCIPLES TO ENHANCE YOUR LEADERSHIP]]>Takeaways





    • Listening to motivational speeches in the morning can provide a boost of motivation and help overcome the reluctance to start the day.

    • Leadership is a crucial aspect of success in various areas of life, including business and personal development.

    • The first leadership principle is to know yourself and seek self-improvement, which involves understanding your strengths and weaknesses and continuously working on personal growth.

    • Being technically and tactically proficient is another important leadership principle, emphasizing the need to have expertise in your field and a wide range of knowledge.

    • Taking responsibility and making sound decisions is a key aspect of leadership, as leaders must be accountable for their actions and the outcomes.


    Watch video episode on YouTube here: ⁠⁠https://youtu.be/ECCC2lLcyHg


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠https://my.wizefi.com/go/0077252⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/11-principles-to-enhance-your-leadership-75730a3df87-79c3-4599-8f8a-f8b4400d8855Sat, 08 Jun 2024 16:40:52 GMTCharming IhekoronyeNo2927    <![CDATA[WHAT ARE OTHER DEBT OPTIONS THAN BANKRUPTCY]]>Takeaways





    • Debt reduction strategies are important for financial success and staying out of debt.

    • Options for debt management include debt consolidation, credit counseling and repair, debt settlement, and debt stacking.

    • Long-term financial planning is crucial for maintaining financial health and avoiding future debt.

    • It is important to work with professionals who can handle all aspects of financial management and provide comprehensive strategies.

    • Be cautious when working with debt specialists and credit repair services, as some may prioritize their own profits over your long-term financial goals. Debt settlement is a good option for those who need immediate relief and are unable to get approved for a consolidation loan.

    • Debt stacking is a strategy where extra payments are made towards one debt at a time, either starting with the lowest balance or highest interest rate.

    • Building an emergency fund is crucial to avoid going into debt during unexpected situations.

    • Avoid using store credit cards and CDs for emergency savings.

    • Lump sum payments and becoming your own bank are effective debt payoff strategies.




    Watch video episode on YouTube here: ⁠https://www.youtube.com/live/xui8OBGRS3g?si=IxRyMgQY02YuwE9V


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠https://my.wizefi.com/go/0077252⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/what-are-other-debt-options-than-d73230e6bc5-50f0-4198-a315-712cdff168e8Tue, 28 May 2024 14:54:23 GMTCharming IhekoronyeNo3276    <![CDATA[HOW TO SPOT IF YOUR INVESTORS ARE DECEIVING YOU]]>Takeaways





    • Terrance Howard attempts to persuade us that 1x1=2 with his deceptive math.

    • Multiplication is not about physically multiplying or duplicating, but about determining the quantity of something.

    • Understanding percentages and comparisons is crucial in accurately calculating gains and losses.

    • Investors often use misleading math to present gains and losses in a favorable light.

    • Math education should focus on teaching practical applications and real-world examples.




    Watch video episode on YouTube here: https://youtu.be/eOQwxrPTnUg



    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠


    WizeFi Personal Finance App: https://my.wizefi.com/go/0077252



    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/how-to-spot-if-your-investors-are-735ba4d0aa2-7cb1-45bb-975c-4e43a700b6c9Mon, 27 May 2024 18:46:42 GMTCharming IhekoronyeNo2512    <![CDATA[3 LAWS OF PROSPECTING]]>Takeaways



    • Consistent prospecting is crucial for business growth and sustainability.

    • Effective prospecting strategies include networking, online prospecting, and cold outreach.

    • Focus on providing value and building relationships with prospects.

    • Follow the 30-day rule: if a prospect doesn't close within 30 days, focus on new prospects.

    • Practice the law of replacement: refill your pipeline after closing deals.

    • Consistent prospecting helps build brand awareness, credibility, and positive brand perception.




    Watch video episode on YouTube here: https://www.youtube.com/live/bbe9jnwJYLk


    Charming Ihekoronye


    Email: charming@rffinance.org


    All My Links: ⁠⁠⁠⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠⁠⁠⁠


    Book a Free Financial Consultation: ⁠⁠⁠⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠⁠⁠⁠


    WizeFi Personal Finance App: ⁠⁠https://my.wizefi.com/go/0077252⁠⁠


    Visit Me On:


    LinkedIn: ⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠⁠⁠⁠


    TikTok: ⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠⁠⁠⁠


    Spotify: ⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/3-laws-of-prospecting-ae83872b03c-eedf-46ab-a97a-b399c6acad0bWed, 22 May 2024 15:16:00 GMTCharming IhekoronyeNo3418    <![CDATA[RETIREMENT PLANNER TEACHES HOW TO DIVERSIFY YOUR RETIREMENT SAVINGS]]>Takeaways



    • Diversify retirement savings across different buckets to reduce risk and optimize tax advantages.

    • Traditional retirement accounts like 401ks and IRAs have limitations and may not be the best option for everyone.

    • Financial education and awareness are crucial for making informed decisions about retirement planning.

    • Younger generations should start saving for retirement early and explore alternative strategies.

    • Baby boomers have a significant opportunity for wealth transfer and should consider their options for maximizing their retirement income.

    • Comparing different retirement strategies can help individuals make more informed decisions about their financial future. Indexed Universal Life (IUL) insurance policies can be a valuable retirement planning strategy

    • IULs provide tax-free income, a death benefit, and living benefits for chronic, critical, and terminal illnesses

    • Compared to traditional retirement accounts, IULs can significantly increase retirement income

    • There are misconceptions about the cost of IULs, but when structured properly, they can be cost-effective

    • IULs offer flexibility and can be adjusted to meet changing financial needs




    Watch video episode on YouTube here: ⁠⁠⁠https://youtu.be/s9XMkoVkY1E



    Charming Ihekoronye


    Email: charming@rffinance.org
    All My Links: ⁠https://blinq.me/rJSvJqsmffEG?bs=db⁠


    Book a Free Financial Consultation: ⁠⁠⁠https://calendly.com/charming-37s/pfr⁠⁠⁠



    Visit Me On:


    LinkedIn: ⁠⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠⁠


    TikTok: ⁠⁠⁠https://www.tiktok.com/@rffinance⁠⁠⁠


    Spotify: ⁠⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/retirement-planner-teaches-how-to-c2c77f23819-c122-42e0-b41e-b97029427a0bTue, 21 May 2024 15:19:00 GMTCharming IhekoronyeNo3541    <![CDATA[MOST EFFECTIVE WAY TO TRACK YOUR GOALS IN 2024]]>Takeaways



    • Reverse engineering goals involves understanding the end goal, identifying the necessary steps, and breaking them down into manageable milestones.

    • Measuring progress and adjusting strategies are crucial for achieving goals.

    • Financial goals can be reverse engineered by determining the income needed and the percentage of business revenue required to reach that goal.

    • Business objectives can be reverse engineered by analyzing ratios, setting targets, and tracking progress.

    • Setting goals and reverse engineering them can lead to significant progress and success.



    Charming Ihekoronye
    Email: charming@rffinance.org
    All My Links: https://blinq.me/rJSvJqsmffEG?bs=db
    Book a Free Financial Consultation: https://calendly.com/charming-37s/pfr


    Visit Me On:
    LinkedIn: https://www.linkedin.com/in/thesuccessblueprint/
    TikTok: https://www.tiktok.com/@rffinance
    Spotify: https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/most-effective-way-to-track-your-1081cf30feb-a2a9-4442-847b-a2a45b5cce56Tue, 21 May 2024 15:13:47 GMTCharming IhekoronyeNo2916    <![CDATA[BECOME FINANCIALLY FREE WITH THESE BENEFITS]]>Takeaways



    1. 1099 income offers flexibility and the ability to create your own work-life balance.

    2. Being a business owner provides higher earning potential and the opportunity to negotiate rates and work with different clients.

    3. Tax deductions are a significant benefit of 1099 income, allowing you to reduce taxable income and keep more money.

    4. Continuous skill development and personal fulfillment are important aspects of being a business owner. 1099 income provides freedom, flexibility, and financial growth opportunities

    5. Networking and career growth are enhanced with 1099 income

    6. Job security is increased with multiple income streams

    7. Control over tax planning and retirement planning is possible with 1099 income

    8. Better health insurance benefits and tailored coverage are available

    9. Remote work options and personal branding opportunities exist with 1099 income

    10. Creative freedom and a competitive advantage can be achieved

    11. Expenses can be deducted to reach a 0% tax bracket

    12. Reporting and correcting mistakes on 1099 forms is crucial

    13. Self-employment tax is applicable to 1099 income



    Charming Ihekoronye
    Email: charming@rffinance.org
    All My Links: https://blinq.me/rJSvJqsmffEG?bs=db
    Book a Free Financial Consultation: https://calendly.com/charming-37s/pfr


    Visit Me On:
    LinkedIn: https://www.linkedin.com/in/thesuccessblueprint/
    TikTok: https://www.tiktok.com/@rffinance
    Spotify: https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/become-financially-free-with-these-d9d7aa67fd8-eb0c-45d3-b564-b03d000a53abFri, 03 May 2024 14:51:50 GMTCharming IhekoronyeNo3547    <![CDATA[EVERY LEADER MUST DEVELOP THESE TRAITS]]>Takeaways



    1. Self-discipline is crucial for success and financial independence.

    2. Leadership requires intellect, human understanding, and moral character.

    3. The Marine Corps has identified 14 leadership traits that are essential for effective leadership.

    4. Evaluating and improving your leadership traits can have a significant impact on all aspects of your life. Leadership requires a combination of 14 key traits, including justice, judgment, decisiveness, initiative, dependability, tact, integrity, endurance, bearing, unselfishness, courage, knowledge, loyalty, and enthusiasm.

    5. Self-reflection and honest evaluation of one's leadership skills are crucial for personal growth and improvement.

    6. Effective leadership is essential in various areas of life, including entrepreneurship and parenting.

    7. Building and maintaining trust, being fair and just, and demonstrating integrity are fundamental aspects of leadership.

    8. Leadership is a continuous journey that requires resilience, perseverance, and the ability to adapt to challenges.


    Watch video episode on YouTube here: ⁠⁠https://youtube.com/live/fgT_tA-aL1M?feature=share



    Charming Ihekoronye


    Email: charming@rffinance.org
    All My Links: https://blinq.me/rJSvJqsmffEG?bs=db


    Book a Free Financial Consultation: ⁠⁠https://calendly.com/charming-37s/pfr⁠⁠



    Visit Me On:


    LinkedIn: ⁠⁠https://www.linkedin.com/in/thesuccessblueprint/⁠⁠


    TikTok: ⁠⁠https://www.tiktok.com/@rffinance⁠⁠


    Spotify: ⁠⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠⁠





    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/every-leader-must-develop-these-traits-6e184e588a0-1b0f-45a1-aa33-d2b272cef8e9Thu, 02 May 2024 15:28:50 GMTCharming IhekoronyeNo2852    <![CDATA[YOU MUST COMMIT TO FINANCIAL INDEPENDENCE]]>Takeaways



    1. Doubling your income is crucial for financial stability and security.

    2. Increasing income allows for a better work-life balance and faster achievement of financial goals.

    3. Higher income provides opportunities for personal and professional development.

    4. Doubling income leads to the ability to build wealth and invest in the future.

    5. Financial independence and early retirement are possible with increased income.

    6. Strategies to double income include increasing prices, upselling and cross-selling, streamlining operations, expanding offerings, optimizing marketing efforts, implementing scalable processes, exploring untapped markets, and focusing on high-value clients.


    Watch video episode on YouTube here: ⁠https://youtube.com/live/s7XWjcn-OLg?feature=share



    Charming Ihekoronye


    Email: charming@rffinance.org


    Book a Free Financial Consultation: ⁠https://calendly.com/charming-37s/pfr⁠



    Visit Me On:


    LinkedIn: ⁠https://www.linkedin.com/in/thesuccessblueprint/⁠


    TikTok: ⁠https://www.tiktok.com/@rffinance⁠


    Spotify: ⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/you-must-commit-to-financial-independence-ba924cc7135-c543-495d-8191-5e9dd31663bbThu, 02 May 2024 15:23:28 GMTCharming IhekoronyeNo2713    <![CDATA[DITCH THE OLD WAYS OF PAYING OFF YOUR MORTGAGE]]>Takeaways:



    1. Prioritizing financial stability and minimizing debt are crucial aspects of home buying.

    2. Different strategies exist for purchasing both old and new homes, with the goal of paying off mortgages in 15 years and building assets.

    3. Education and information play a vital role in making well-informed decisions regarding home buying and financial risks.

    4. Veterans are encouraged to share their knowledge with others to benefit the community.

    5. Smart risks involve calculated decisions that can lead to financial growth and stability, such as investing in education or buying a house.

    6. Making extra mortgage payments and saving wisely can help build equity and lead to substantial long-term savings.

    7. Utilizing strategies like indexing and diversifying retirement savings are essential for financial security in the future.

    8. Understanding financial options, managing debt, and saving diligently are key practices for achieving financial well-being and future goals.


    Watch the full video podcast here: https://www.youtube.com/live/ps818brIEEo?si=Kin3Lqk0lPkysjlK





    Charming Ihekoronye


    Email: charming@rffinance.org


    Book a Free Financial Consultation: ⁠https://calendly.com/charming-37s/pfr⁠



    Visit Me On:


    LinkedIn: ⁠https://www.linkedin.com/in/thesuccessblueprint/⁠


    TikTok: ⁠https://www.tiktok.com/@rffinance⁠


    Spotify: ⁠https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3⁠





    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/ditch-the-old-ways-of-paying-off-53b50673114-571c-4a37-ad68-cb1bfe28bc1fTue, 30 Apr 2024 15:46:42 GMTCharming IhekoronyeNo3055    <![CDATA[7 REASONS YOU MUST MEASURE YOUR GOALS]]>Takeaways



    1. Set clear goals and measure progress to hold yourself accountable

    2. Embrace the 30-day rule: actions taken in a month yield results over the next 90 days

    3. Utilize data analysis to gain insights and make informed decisions

    4. Be transparent with yourself and celebrate milestones

    5. Embrace agility and adapt to changes

    6. Commit to consistent growth and maintain a constant pattern


    Watch video episode on YouTube here: https://www.youtube.com/watch?v=f3TnG-k-c9w&t=149s





    Charming Ihekoronye


    Email: charming@rffinance.org


    Book a Free Financial Consultation: https://calendly.com/charming-37s/pfr



    Visit Me On:


    LinkedIn: https://www.linkedin.com/in/thesuccessblueprint/


    TikTok: https://www.tiktok.com/@rffinance


    Spotify: https://open.spotify.com/show/51LpekDqsfhyX7PqRsUk1C?si=dc5df410d6fb43c3



    This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit reforgedhq.substack.com/subscribe]]>    https://reforgedhq.substack.com/p/7-reasons-you-must-measure-your-goals-2f0ad97042f-dad4-4cf0-a5bb-f98f6d2ebd2dTue, 30 Apr 2024 01:05:17 GMTCharming IhekoronyeNo2591