<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"><channel><title><![CDATA[Digital Dollar]]></title><description><![CDATA[Digital Dollar explores the nexus of capital, technology, policy, economics, and regulation, diving into seismic shift taking place as digital transformation is no longer an option for capital markets and financial services. <br/><br/><a href="https://digitaldollar.substack.com?utm_medium=podcast">digitaldollar.substack.com</a>]]></description><link>https://digitaldollar.substack.com/podcast</link><generator>Substack</generator><lastBuildDate>Sat, 23 May 2026 13:05:24 GMT</lastBuildDate><atom:link href="https://api.substack.com/feed/podcast/17459.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Michael Hiles]]></author><copyright><![CDATA[10XTS, Inc.]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[digitaldollar@substack.com]]></webMaster><itunes:new-feed-url>https://api.substack.com/feed/podcast/17459.rss</itunes:new-feed-url><itunes:author>Michael Hiles</itunes:author><itunes:subtitle>Digital Dollar explores the nexus of capital, technology, policy, economics, and regulation, diving into seismic shift taking place as digital transformation is no longer an option for capital markets and financial services.</itunes:subtitle><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Michael Hiles</itunes:name><itunes:email>digitaldollar@substack.com</itunes:email></itunes:owner><itunes:explicit>No</itunes:explicit><itunes:image href="https://substackcdn.com/feed/podcast/17459.jpg"/><item><title><![CDATA[The Setup Before the Hammer Drops]]></title><description><![CDATA[<p>Hello there!</p><p>Working hard to get out not one, but THREE podcast episodes this week. It’s a packed week and we are doing not one but TWO presentations at the Miami University Virtual Blockchain Conference.</p><p>Miami University Blockchain Conference </p><p>I will be moderating a panel discussion, Blockchain Regulations, with Congressman Warren Davidson (OH-8), KY State Senator Brandon Smith, and Wendy Henry from Deloitte. That’s this Thursday at 11:00 am.</p><p>Excited because many of you know we’ve had an ongoing discussion with Congressman Davidson and have worked with him extensively in D.C. on US regs. And most recently, the 10XTS team worked along side Senator Brandon Smith to get SB 55 passed to create a KY statewide blockchain advisory commission, it’s sitting on Governor Beshear’s desk waiting for signature.</p><p>Separately, at 4:30pm, I will be featuring a quick walk through of our 10XTS platform and demo of a real blockchain implementation, in production, no hype, got customers, rare to see in the wild. </p><p>In particular, I’ll show a brief overview of the system and talk about the kinds of problems we solve.</p><p>Register for the event, it’s very inexpensive $10 for the volume and level of content! Nearly free and it helps out these great kids who are working hard to put on an amazing event! </p><p>TWO PODCAST SHOWS!</p><p>We’ve published two podcast episodes and will publish a third tomorrow in an extra special edition.</p><p>It's the end of the Fed as we know it, and I feel fine!!</p><p>This episode is a bit of a doozy. We asked 10XTS VP Markets, Troy Vanderburg, to discuss the history of the Fed, current issues like QE, expansion of debt, banks, commercial paper, and the intricacies of the monetary system all culminate in a critical mass reshaping global markets and monetary systems in real time.</p><p>Then we discuss how it transitions to present day with the continued policy march towards the US Digital Dollar.</p><p>The debts of Covid-19: Macro-economics up in flames</p><p>In this episode, Michael & Jonathan have a discussion about the macro-economics of the current Covid-19 situation at a national policy level with guest, Dan Mitchell, libertarian Austrian school economist and former senior fellow at the Cato Institute.. He is a proponent of the flat tax and tax competition, financial privacy, and fiscal sovereignty.</p><p>Mitchell’s career as an economist began in the United States Senate, working for Oregon Senator Bob Packwood and the Senate Finance Committee. He also served on the transition team of President-Elect Bush and Vice President-Elect Quayle in 1988. In 1990, he began work at the Heritage Foundation. At Heritage, Mitchell worked on tax policy issues and began advocating for income tax reform.</p><p>In 2007, Mitchell left the Heritage Foundation, and joined the Cato Institute as a Senior Fellow. Mitchell continues to work in tax policy, and deals with issues such as the flat tax and international tax competition.</p><p>In addition to his Cato Institute responsibilities, Mitchell co-founded the Center for Freedom and Prosperity, an organization formed to protect international tax competition.</p><p>Mitchell is a frequent commentator on television and has appeared on all the major networks, including CBS, NBC, ABC, FOX, CNN, CNBC, and C-SPAN. He was also formerly a weekly guest on CNBC's "Street Signs".</p><p>This sets us up for the big reveal this week, we’re joined by Congressman Warren Davidson in a huge podcast episode to be released tomorrow morning.</p><p>Congressman Davidson is on the Financial Services Committee and was just <a target="_blank" href="https://www.whitehouse.gov/briefings-statements/president-donald-j-trump-convenes-members-congress-serve-opening-america-congressional-group/">appointed to the President’s “Opening Up America Again” advisory group</a>.</p><p>His revelations are eye opening and quite frankly, shocking to have such a high ranking member in the know to go on record confirming what we’ve been suspecting about the US dollar and the move to the Digital Dollar.</p><p>Which, by the way, <a target="_blank" href="https://www.coindesk.com/digital-dollar-reintroduced-by-us-lawmakers-in-latest-stimulus-bill">has popped back up in the latest stimulus</a> as a push to implement a system for the .gov to send benefit payments. </p><p>In essence, everything you think you know about money and markets is pre-pandemic, and we are indeed forging into a new world.</p><p>Stay safe,</p><p>Michael</p><p>P.S. Please hit me up by replying directly to this email with any  comments or questions! Also, talk to me about being a guest on the show.</p><p>P.P.S. If you know someone who might like what we do, pass it along, we’d really appreciate it! </p><p></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://digitaldollar.substack.com?utm_medium=podcast&#38;utm_campaign=CTA_1">digitaldollar.substack.com</a>]]></description><link>https://digitaldollar.substack.com/p/the-setup-before-the-hammer-drops</link><guid isPermaLink="false">substack:post:393285</guid><dc:creator><![CDATA[Michael Hiles]]></dc:creator><pubDate>Tue, 21 Apr 2020 13:05:24 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/393285/5083ed3fcac1f9f2fd0d9639de932254.mp3" length="33333333" type="audio/mpeg"/><itunes:author>Michael Hiles</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>80</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/17459/post/393285/13d1bb94c43951cc44119a17139fd0e8.jpg"/></item><item><title><![CDATA[Is Real Estate About to Melt Again?]]></title><description><![CDATA[<p>Hello, good tidings to you from deep in the bunker! </p><p>New podcast release! Listen by clicking on the player!</p><p>Things are moving so fast right now, I almost feel like I need to go back to a daily, which I certainly can do. Was trying to not slam everyone’s in-box, but if the demand is there, we can certainly fire up our own printing presses again… BRRRRRRR!!</p><p>Reply to this email and let me know what you’d prefer!</p><p>PPL Applicants Getting E-Tran Numbers, No Cash Yet</p><p>Things continue to be chaotic even though there seems to be a little headway with the PPL, some folks are starting to receive their E-Tran numbers, which means the SBA has notified your bank they’ve received your loan request and set aside money from the fund.</p><p>Thankfully, 10XTS received their E-Tran. We don’t have a lot of runway for things like… oh… I dunno, a global pandemic that shuts down the entire economy for weeks and weeks.</p><p>To adequately plan for that as a CEO, I’d have to be a conspiracy type with a compound inside of a hollowed out volcano. Hmmm goals… </p><p>We were one of the first 800 applications submitted through Huntington Bank where we have a good relationship. We started literally a week before the CARES Act was finalized, knowing generally what would be required and getting things teed up in advance.</p><p>However, as of yesterday, banks were still requesting guidance from the Treasury Department for process to close and release funds. Hopefully that will be cleared up quickly.</p><p>Episode #4 with guest, Charles Tassell</p><p>We’ve been cranking out recording more episodes of the Digital Dollar podcast, and today we’re releasing the latest episode with our guest, Charles Tassell.</p><p>Among other things, Charles is the COO for the National Real Estate Investors Association.</p><p>We take a dive with him to: </p><p>* discover the intricacies of policy and market headwinds on the real estate market</p><p>* the effect on real estate investors</p><p>* the clock ticking on another grand scale meltdown as the current pandemic crisis continues to ice the economy.</p><p>If you’re into real estate or have portfolio holdings, this one directly impacts you, so give it a listen.</p><p>Chat again soon!</p><p>Michael</p><p>P.S. Please hit me up by replying directly to this email with any comments or questions! Also, talk to me about being a guest on the show.</p><p>P.P.S.  Oh yeah… lots of good stuff happening for us right now in all this mess. Why? Because financial assets and capital markets work better with 10XTS…  capital  markets stakeholders like financial asset issuers, sellers,  buyers,  allocators, investors, analysts, attorneys, accountants,  auditors,  bankers, lenders, trustees, exchanges, brokers, dealers,  wealth  managers, transfer agents, fund managers, limited partners,  insurers,  real estate managers, family office administrators, government   agencies, examiners and regulators all work better together with 10XTS   powering their digitized assets and securities. Go check out more stuff   on our site at <a target="_blank" href="https://10xts.com">https://10xts.com</a></p><p>P.P.P.S. If you know someone who might like what we do, pass it along, we’d really appreciate it! </p><p></p><p></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://digitaldollar.substack.com?utm_medium=podcast&#38;utm_campaign=CTA_1">digitaldollar.substack.com</a>]]></description><link>https://digitaldollar.substack.com/p/is-real-estate-about-to-melt-again</link><guid isPermaLink="false">substack:post:375194</guid><dc:creator><![CDATA[Michael Hiles]]></dc:creator><pubDate>Tue, 14 Apr 2020 14:26:13 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/375194/e9e8525024e2aed407b942cf1f6caeb8.mp3" length="33333333" type="audio/mpeg"/><itunes:author>Michael Hiles</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>2782</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/17459/post/375194/d475c4b4241cf0e1bb104c0f9279da3a.jpg"/></item><item><title><![CDATA[State & Local Government Finance: Facing the Circular Firing Squad]]></title><description><![CDATA[<p>Hello hello hello!</p><p>Something new and improved. We’re testing the Substack podcast system, so you’ll find the latest attached to this email. You should be able to just directly play it.</p><p>Let me know what you think please, just reply to this email, it comes straight to me. If this works out, we may do a short audio as part of the regular newsletter separate from the podcast episodes. I’d rather give all the email subscribers some special extra extra. </p><p>So please LMK!</p><p>6.6 million more jobs gone</p><p>This morning, another 6.6 million jobs reported dropped this past week. And to think some folks are talking about wanting this thing to go 12-18 months until there’s a vaccine that’s run the regulatory gauntlet.</p><p>But one of the hardest hit waves will come with the lag in tax revenue, state and local employees.</p><p>In this episode, Mr. Dever & I bring in a guest, Jonathan Downes, to chat about the inter-connectedness of everything cascading into massive impact into government operations, labor, funding, finance, and even the implications on new social norms, capital markets, institutional finance, bonds, etc… </p><p>Jonathan Downes is a highly experienced attorney with 40 years of experience specializing in government administration and labor law.</p><p><strong>LIVE ON SPOTIFY! </strong></p><p>We launched the podcast on Anchor and are already live on Spotify!. If you’re a Spotify user, be sure to follow us! We’re just waiting on approval from Google & Apple stores, as well as several other podcasting venues.</p><p>10XTS Webinar Demo</p><p>Another thing we’re putting together right now is a big webinar that takes a deeper dive into the 10XTS platform, and how we solve a bunch of problems for a lot of different constituents around all this stuff.</p><p>Chat again soon!</p><p>Michael</p><p>P.S. Hope everyone is staying safe and getting some good walks in!</p><p>P.P.S. Financial Assets and Capital Markets Work Better With 10XTS…  capital markets stakeholders like financial asset issuers, sellers,  buyers, allocators, investors, analysts, attorneys, accountants,  auditors, bankers, lenders, trustees, exchanges, brokers, dealers,  wealth managers, transfer agents, fund managers, limited partners,  insurers, real estate managers, family office administrators, government  agencies, examiners and regulators all work better together with 10XTS  powering their digitized assets and securities. Go check out more stuff  on our site at <a target="_blank" href="https://10xts.com">https://10xts.com</a></p><p>P.P.P.S. If you know someone who might like what we do, pass it along, we’d really appreciate it! </p><p></p><p></p> <br/><br/>This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit <a href="https://digitaldollar.substack.com?utm_medium=podcast&#38;utm_campaign=CTA_1">digitaldollar.substack.com</a>]]></description><link>https://digitaldollar.substack.com/p/state-and-local-government-finance</link><guid isPermaLink="false">substack:post:361125</guid><dc:creator><![CDATA[Michael Hiles]]></dc:creator><pubDate>Thu, 09 Apr 2020 14:33:57 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/361125/9ad2cd17bb89376f606c2b09cf7af77c.mp3" length="33333333" type="audio/mpeg"/><itunes:author>Michael Hiles</itunes:author><itunes:explicit>No</itunes:explicit><itunes:duration>2788</itunes:duration><itunes:image href="https://substackcdn.com/feed/podcast/17459/post/361125/7c97abe61c34763c872f4f4d80bd2aa9.jpg"/></item></channel></rss>